I'm Elena Taruc, and I help young families coordinate life insurance, critical illness protection, and estate planning around their income, responsibilities, and budget. Independent advice, one relationship, for every stage that follows.
Elena Taruc helps families coordinate the protection plan around their life - income, responsibilities, and budget first, product second. One relationship, for every stage that follows.
Each guide stands on its own — together they form a complete picture of financial continuity, from insurancevilla.life.
How much life insurance a growing family actually needs — and how term, permanent, and living benefits work together.
Read the guide →Why advice is a relationship, not a transaction — preparing before, navigating during, rebuilding after.
Read the guide →What a serious illness can cost a family beyond medical bills, and how critical illness coverage helps.
Read the guide →Guides for specific life moments — a decline, a mortgage, a wedding, a legacy.
One insurer's decline doesn't mean insurance is out of reach.
Read the guide →You insured the house — did you insure the income that keeps it?
Read the guide →You planned the wedding — now plan the life you're building together.
Read the guide →Let your generosity live beyond you — legacy with purpose.
Read the guide →Coordinating protection and estate tools around a dependent's lifetime needs.
Read the guide →A single policy is a transaction. A relationship that stays with your family through every stage is a plan.
We review your income, responsibilities, and budget, and prepare a plan around your household — not a product.
When life changes — a claim, a diagnosis, a loss — I help you navigate the process and the paperwork.
We revisit the plan as your family grows, and help you rebuild toward what comes next.
Tell me a bit about your family — I'll follow up within one business day. No obligation, no pressure.